Pay for your purchase in interest-free monthly instalments

Purchase Of
Today's Payment
S$ 250.00
25 December 2021
S$ 250.00
25 January 2021
S$ 250.00

Maximise Card Rewards

Link any bank credit or debit cards as your payment method and continue earning rewards across your cards

No Interest Or Fees

Nothing extra to pay if you make your payments on time. A late fee may be applied for missed payments.

Instant Approval

Get approved instantly. No lengthy forms to fill. It’s as simple as when making any other card purchase

How It Works


Add items to your shopping cart and select Pace Instalment as your payment method during checkout


Enter your credit or debit card payment details to split your purchase into monthly instalments


Enjoy instant approval for your purchases and automated payments to your card every month

Support Cards Across All Major Banks

Enjoy interest-free instalments and earn rewards from major bank cards at the same time.

Who can use PayLater

– Has a Singapore residential address

– Has a Singapore issued credit or debit card

– Is above the age of 21 years old

PayLater FAQs

What is PayLater?

PayLater Installment is a service that enables you to purchase now and pay for them in monthly installments without any interest or fees

Which PayLater/Instalment platform can I use?

We are partnering with the below institutions on our PayLater service:

1. Grab PayLater – Click here to find out more

2. Pace Instalments – Click here to find our more

What cards do you accept?

PayLater Installment accepts Mastercard and Visa credit and debit cards issued in Singapore. Unfortunately we do not accept any prepaid cards or foreign debit cards.

Is there a limit to how much I can spend with PayLater Instalments?

Yes, limits may vary depending on the individual order and customer. The more orders you have successfully repaid, the more likely you will be able to spend more. Limits are usually lower for new shoppers until we get to know you. Maximum Transaction Limits Debit Card – $1000-$1500, Credit Card – >$1500

What products are not eligible for purchases with PayLater Instalment?

Currently, all products on our website are eligible for instalment

Appointment Booking

Please indicate your preferred date and time for appointment. We will contact you for booking confirmation.

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